While few retirees can afford to be “self-insured,” having the right insurances and other safeguards in place doesn’t have to be hard or unreasonably expensive.
Too often, clients are left on their own to make sound decisions about insurance. Viewed holistically, insurance plays a large part of your comprehensive financial plan. Barber Financial Group Insurance Professionals are trained in the complexities of risk management and legacy planning. We make recommendations in the context of your entire financial life. You won’t be pressured to buy products. You’ll be guided, through sound recommendations, toward helpful and responsible insurance solutions that carry out your goals.
With proper planning and risk management, you can prevent many of the devastating effects of death, disability and/or long-term care. Our risk management experts will review your exposure and current coverage in these areas:
- Life insurance
- Long-term care insurance
- Disability insurance
Proper life insurance coverage can ensure that you leave a legacy for your friends and family, or even your favorite charity. Life insurance can also offer some benefits that other investments cannot, such as:
- A guaranteed rate of return
- Tax benefits to heirs
- Maximization of assets