Savings Accounts can brighten up rainy days

Brotherhood Bank & Trust has a savings account to fit your needs. Whether you're planning for a special event, a child's education, teaching a child how to save or just building a safety net, you need a safe, no risk saving account.

Regular Passbook Savings Account:

Perfect for people who are beginning to build their savings.

Earn a competitive interest rate while maintaining a low balance to offset any monthly service fee. You may link your savings account to your checking account as a convenient way to protect against overdrafts.

Account Benefits:

• Interest is accrued daily and credited quarterly.
• Semi-annual statements, monthly IF electronic activity.
• FDIC insured deposits.
• 24/7 access to your account with TeleLink at (913)321.6800 and Online Banking.
• Never a charge for - or limit on - the number of account inquiries or service requests.
• Unlimited access to Brotherhood Bank & Trust ATMs.

Account Requirements:

• $100 minimum opening deposit.
• $500 daily withdrawal limit on ATM card.
• No automatic monthly service charge with $100 minimum daily balance for the cycle. If the minimum daily balance falls below $100, a $5 fee will be imposed.
• Transfers are limited to six per month. However, a fee of $3 will be charged for each transfer that exceeds three per month.
• Withdrawals are limited to three per month. A fee of $3 will be charged for each withdrawal that exceeds this limitation.
• A $15 fee applies to accounts closed within 90 days of opening.

Copper Club Savings Account:

Start your child's financial future off on the right foot by enrolling him or her in the Kid's Club Savings Account. Children under 13 enjoy watching their money grow with a low minimum opening deposit of $25. Withdrawals require a second signature so that the money remains supervised by a guardian.

Account Benefits:

• Interest is accrued daily and credited quarterly.
• Semi-annual statements, monthly IF electronic activity.
• FDIC insured deposits.
• 24/7 access to your account with TeleLink at (913)321.6800 and Online Banking.
• Never a charge for - or limit on - the number of account inquiries or service requests.

Account Requirements:

• $25 minimum opening deposit.
• No automatic monthly service charge with $25 minimum daily balance for the cycle. If the minimum daily balance falls below $25, a $5 fee will be imposed.
• Transfers are limited to six per month. A fee of $3 will be charged for each transfer that exceeds this limitation.
• Withdrawals require a second signature.
• Withdrawals are limited to three per month. A fee of $3 will be charged for each withdrawal that exceeds this limitation.

Holiday Savings Account:

Plan ahead and avoid January holiday bills. When you open a Holiday Savings Account, you'll have plenty of cash when you need it. With this special "pay-as-you-go" savings account, you will receive a check in October for the amount you have deposited up until that point plus interest. It's the best present you can give yourself.

Account Benefits:

• $10 minimum opening deposit.
• Interest accrued daily and credited annually in October.
• FDIC insured deposits.
• 24/7 access to your account by telephone or computer with TeleLink at (913)321.6800 and Online Banking.
• Never a charge for - or limit on - the number of account inquiries, or service requests.

Account Requirements:

• Your Holiday Savings Account will be closed on October 31st of every year. A check will be sent to the account holder for the balance of the account.
• This account is limited to one withdrawal per year. The account will be closed when the withdrawal is made.
• Account to be closed if funds are requested prior to October 31st withdrawal.