Investments

Our approach to investment management is client focused. We offer objective advice, a wide choice of investment solutions and exceptional service. Our experienced professionals will help you create a customized portfolio that reflects your unique needs, risk tolerance and long term objectives.

We believe that consistent long term investment success requires:

• Solid risk management techniques
• Disciplined asset allocation
• Portfolio diversification within and among asset classes
• Active portfolio management
• Tax efficient investing when appropriate

Investment Management Account services include:

• Safekeeping for your securities against physical loss, theft, fire, or carelessness.
• Providing further protection with two-pronged audits and examinations by internal auditors and government authorities.
• Collections, deposits, disbursements, or reinvestments of your investment income as you direct.
• Maintenance of complete, up-to-date records of your account.
• Preparation of periodic account statements showing all trades or transactions occurring during the statement period.
• Complete information for income tax returns.
• Personalized service by responding to your questions accurately, promptly, and professionally.

Investments as listed below are not insured by the FDIC. Not deposits or other obligations of Brotherhood Bank & Trust. Not guaranteed by Brotherhood Bank & Trust. Subject to investment risks, including possible loss of the principal invested.

Bonds

We offer institutional investors access to the full range of high quality tax-free and taxable fixed-income investments, including U.S. treasury and agency obligations, asset back securities, and corporate and municipal bonds. Each portfolio is designed to meet the unique needs of each of our customers.

Equities

We offer two approaches to individual equity management:

• A fully managed approach. Where given full discretion, we will manage the equity assets in your account according to the investment parameters or guidelines you establish and will meet with you on a regular basis to review investment performance.
• You may choose to have an advisory relationship where we make investment recommendations but you make the final buy and sell decisions.

Mutual Funds

Mutual funds are investment tools that pool the money of many investors, making your money much more powerful than if you invested it individually. When you invest in a mutual fund, you are hiring a full-time investment professional that buys and sells stocks, bonds, and/or money market securities to pursue the best possible return on your investment.

Brotherhood Bank & Trust offers a full spectrum of mutual funds. We believe in taking an honest, straight-forward approach to helping people understand their different investment options. We look forward to matching your financial goals to the right mix of assets.

Stock Funds

Mutual fund consisting of individual corporate stocks.

International Funds

Mutual fund consisting of international stocks.

Government Funds

Mutual fund consisting of governmental securities.

Asset Allocation Funds

Mutual fund that has a combination of different asset classes for further Diversification.

We use an open architecture approach. We offer our clients access to dozens of rigorously screened, high quality mutual funds from America's best known companies to enhance asset allocation options.

 

Mutual Funds are not insured by the FDIC. Not deposits or other obligations of Brotherhood Bank & Trust. Not guaranteed by Brotherhood Bank & Trust. Mutual Funds are subject to investment risks, including possible loss of the principal investment.

Secure Investment Program for Local Unions & Individuals

The constitution of many local Unions requires that all general funds be invested in FDIC or government-insured investments. We offer laddered portfolios of high-yielding FDIC insured certificates of deposit selected from financial institutions across the United States to meet your investment requirements and fund objectives. This program is also available to corporations, not-for-profit organizations and individuals.

Call Tom Johnson, Senior Vice President & Trust Division Manager, at (913)288.3276 to discuss how the Investment Management & Trust Services division of Brotherhood Bank & Trust can help you.