Institutional Services

For more than half a century, the Investment Management & Trust Services division of Brotherhood Bank & Trust has worked with Unions, Taft-Hartley Funds, Corporations, Not-For-Profit groups and Foundation & Endowment Funds in fulfilling their fiduciary requirements to their membership, retirement plan participants, donors and beneficiaries.

If you seek a strong partner for your institutional trust, custody, money management or retirement plan needs, you can count on Brotherhood Bank & Trust:

• In excess of $6 billion in custodied and managed investment assets.
• Customized solutions that meet client needs and expectations.
• Skilled fixed-income and equity management solutions.
• Consolidated portfolios with master trust or custody.
• Powerful financial reporting.
• Convenient, on-line access to account activity for clients, investment managers and third-party administrators.
• Integration of Custody Services with Treasury Management

Custody Services

The Investment Management & Trust Services division of Brotherhood Bank & Trust has many decades of custody experience and currently holds more the $6 billion in client assets. Our comprehensive custody services are delivered with attention to detail and a high level of service.

Custody services include:

• Master custody
• Domestic and global custody
• Treasury management
• Securities lending
• Performance measurement
• Comprehensive reporting

With Brotherhood Bank & Trust you have an expert partner that can handle the unique custody requirements of your organization.

Not-for-Profits

Brotherhood Bank & Trust has been an integral part of the greater Kansas City community for more than 80 years. Commitment and giving back are a part of our heritage, and we would be privileged to provide investment and trust services that help your organization achieve its mission.

Our first task is to understand your organization's objectives and goals. Our professionals will work with you in a true partnership to determine how we can most effectively help your organization become more successful.

Our endowment and foundation services include:

• Investment management services
• Investment policy review and design assistance
• Asset custody and safekeeping
• Master trust and custody
• Global custody
• Securities lending
• Consolidated reporting
• Performance reporting
• Online access
• Treasury management solutions
• Retirement plan services

Global Custody

Diversification is a critical element of any investment portfolio. Our global custody services allow you to access international investment opportunities with the assurance of top-level security in the safekeeping and custody of these assets.

Our global custody services include:

• Asset safekeeping covering more then 90 markets.
• Purchase and sale trade settlement in 68 global markets representing 95% of total trade volumes.
• Income processing for all security types.
• Tax services in over 80 markets.
• Corporate actions.
• Performance measurement.
• Online access to your portfolio.

The Investment Management & Trust Services division of Brotherhood Bank & Trust can provide your fund or organization with safe and secure global custody.

Retirement plans

One of the most important benefits your organization offers its employees, associates and members is a safe, well-designed retirement plan. The average retirement plan experience of the institutional trust officers of our Investment Management & Trust Services division exceeds 20 years. We are well equipped and qualified to help you with any of the following types of retirement plan arrangements.

• Taft-Hartley Funds
• Defined benefit pension plans
• Profit sharing plans
• 401(k) plans
• 403(b) arrangements
• Annuity funds
• Employee Stock Ownership Plans
• Rollover IRA accounts

We bring a wealth of experience and capability to the table. Our services include:

• Trustee and fiduciary services
• Fixed income and equity management
• Custody
• Master trust and custody services
• Global custody
• Securities lending services
• Plan design consultation
• Access to local recordkeeping alliance partners
• Comprehensive reporting capabilities
• Online access
• Benefit payment services
• Tax reporting

Investment Management

Our approach to investment management is client focused. We offer objective advice, a wide choice of investment solutions and exceptional service. Our experienced professionals will help you create a customized portfolio that reflects your unique needs, risk tolerance and long term objectives.

We believe that consistent long term investment success requires:

• Solid risk management techniques
• Disciplined asset allocation
• Portfolio diversification within and among asset classes
• Active portfolio management
• Tax efficient investing when appropriate

Investment Management Account services include:

• Safekeeping for your securities against physical loss, theft, fire, or carelessness.
• Providing further protection with two-pronged audits and examinations by internal auditors and government authorities.
• Collections, deposits, disbursements, or reinvestments of your investment income as you direct.
• Maintenance of complete, up-to-date records of your account.
• Preparation of periodic account statements showing all trades or transactions occurring during the statement period.
• Complete information for income tax returns.
• Personalized service by responding to your questions accurately, promptly, and professionally.

Securities Lending

The Investment Management & Trust Services division of Brotherhood Bank & Trust offers institutional investors the opportunity to earn extra income in substantial investment and pension portfolios with minimal risk and involvement by lending their securities to qualified borrowers.

The mechanics of securities lending can be complex. Our objective is to make the process reliable and secure.

When securities lending is appropriate, the benefits for investors include:

• Incremental income to your portfolio.
• Increased earnings without interrupting trading activities or the receipt of income.
• Maximized investment return on securities.
• Lending all liquid security classes.
• Global securities lending available.

With more then 50 years of institutional trust and custody experience, you can rely on Brotherhood Bank & Trust to provide high-quality service that helps you obtain an attractive return while minimizing risk.

Master Trust & Custody

Let Brotherhood Bank & Trust's Investment Management & Trust division ease some of the workload.

The Investment Management & Trust Services division of Brotherhood Bank & Trust offers clients the ease and convenience of maintaining multiple accounts in a master trust or custody arrangement.

Our organization brings more then 50 years of fiduciary and custodial experience to the table, together with powerful state-of-the-art asset accounting systems to safeguard your portfolios.

Our comprehensive rage of services to support your multiple managers or funds includes:

• Safekeeping and custody
• Investment management
• Asset pricing
• Income collection
• Transaction management and settlement
• Accounting and reporting
• Employee benefit reporting
• Consolidated statements and reporting
• Online access and reports
• Performance measurement
• Corporate actions oversight
• Benefit payments
• Treasury management solutions
• Securities lending services
• Global custody

The average experience of our institutional trust and custody team exceeds 15 years. You will receive outstanding service and solutions customized to your unique custody needs from Brotherhood Bank & Trust.

Treasury Management

Managing cash flow efficiently and effectively is at the top of the "To Do" list of most any Taft-Hartley administrator or corporate Controller or Treasurer and is a critical component of any organization's financial management plan. Using the latest technology and integrated operations, our Investment Management & Trust Services division can help you capitalize on opportunities with your liquid assets.

Brotherhood Bank & Trust treasury management services are fully integrated with your Investment Management & Trust Services accounts, allowing us to create powerful, flexible solutions.

Benefits include:

• Fast collection and movement of funds through lock-box and remote capture capabilities.
• Up-to-date information for quick, accurate decision-making.
• A full range of disbursement services to manage available funds and payments.
• Automated transaction processing.

A Heritage of Service to Unions & Taft-Hartley Funds

Brotherhood Bank & Trust was founded in 1924 by the President of The International Brotherhood of Boilermakers, Iron Ship Builders, Blacksmiths and Forgers. The Brotherhood continues to maintain ownership in, and close ties with, the Bank and its Investment Management & Trust division. Our Trust officers have more than 100 years of combined experience serving Taft-Hartley plans and Unions in the greater Kansas City area and across the country. Our history and labor heritage give us a thorough understanding of Union organizations, and we are uniquely positioned to meet the needs of Union and Taft-Hartley funds.

Call Tom Johnson, Senior Vice President & Trust Division Manager, at (913)288.3276 to discuss how the Investment Management & Trust Services division of Brotherhood Bank & Trust can help you.