With a Roth IRA, the funds that you contribute are not tax-deductible; however, any money you withdraw from the account (including earnings) will not be taxed.

• Available to persons with earned income or to non-working spouses regardless of age, subject to income limitations
• Contributions may be up to $5,000 per year ($6,000 if you are 50 or older)
• Minimum opening contributions, early withdrawal or compensating fees may apply

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