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| BENEFITS | REGULAR SAVINGS | COPPER CLUB SAVINGS | HOLIDAY SAVINGS | TIERED MONEY MARKET | STERLING MONEY MARKET | CDs | IRAs |
| FREE ATM card | 
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| FREE (limited) check writing | |
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| FREE online banking | |
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| FREE estatements | |
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| FREE 24-hour telephone banking | |
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| Earns interest | |
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HOW TO AVOID FEES |
$100 minimum daily balance required to avoid $5 monthly maintenance fee | $25 minimum daily balance required to avoid $5 monthly maintenance fee | No monthly fees | $1000 minimum daily balance required to avoid $10 monthly maintenance fee | $100,000 minimum daily balance required to avoid $15 monthly maintenance fee | $1,000 minimum balance; Early withdrawal fees may apply | $1,000 minimum balance; Early withdrawal fees may apply |
