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| BENEFITS | PERSONAL REWARDS CHECKING | REGULAR CHECKING | TIERED PLUS CHECKING |
| FREE online banking | 
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| FREE bill pay |
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| FREE mobile banking |
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| FREE eStatements |
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| FREE 24-hour telephone banking |
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| Earns interest |
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HOW TO AVOID FEES |
One direct deposit, 20 signature-based debit card transactions and receipt of your monthly statements in electronic format required to waive the $5 monthly maintenance fee. | No monthly fees | $1,000 minimum daily balance required to avoid $8 monthly maintenance fee |
